Your trust is our priority.
Advia Credit Union is committed to protecting member privacy. Our policy details how we collect, use, and secure your personal and financial information. We explain our data handling practices and the security measures in place to ensure confidentiality and trust for all members.
At Advia Credit Union, protecting your personal and financial information is a core principle of our operations. We understand the trust you place in us when you choose us for your financial needs. This privacy policy details our practices regarding the collection, use, and safeguarding of your data, ensuring transparency and accountability.
Our dedication extends beyond mere compliance with regulations. We strive to create an environment where you feel secure knowing your sensitive information is handled with the utmost care. This includes regular reviews of our privacy practices to adapt to new technologies and evolving privacy standards, always with your best interests in mind.
We believe that a clear and understandable privacy policy is essential for building lasting relationships with our members. Advia Credit Union is committed to maintaining the confidentiality of your non-public personal information, as outlined in federal and state laws governing financial institutions. For more information on federal privacy regulations, you can refer to the Gramm-Leach-Bliley Act.
Advia Credit Union collects various types of information to provide you with financial products and services, manage your accounts, and fulfill legal and regulatory requirements. This can include information you provide on applications, transaction details, and information from consumer reporting agencies. We use this data primarily to process transactions, service your accounts, and offer relevant financial solutions.
We only share your information when necessary to provide requested services or as permitted by law, always with strict confidentiality agreements in place.
We do not sell your personal information to third parties. We may share information with trusted third-party service providers who assist us in delivering services, such as statement processing or payment processing. These providers are contractually obligated to protect your information and use it only for the purposes for which they were hired. We also share information when required by law, for example, in response to a subpoena or to comply with government regulations.
Advia Credit Union employs a multi-layered approach to protect your data from unauthorized access, alteration, or disclosure. Our security measures include physical, electronic, and procedural safeguards designed to protect non-public personal information.
These measures are continuously reviewed and updated to maintain a strong defense against evolving threats, ensuring the ongoing security of your financial information with Advia Credit Union. For general information on securing your financial information, you may visit the Federal Trade Commission's consumer protection site.
| Information Type | Collected By Advia Credit Union | Purpose of Collection | Shared With Third Parties |
|---|---|---|---|
| Personal Identifiers (Name, Address, SSN) | Yes | Account opening, identity verification, regulatory compliance | Service providers (e.g., credit bureaus), legal requirements |
| Transaction Data (Account numbers, balances, payment history) | Yes | Processing transactions, account servicing, fraud prevention | Payment networks, service providers, legal requirements |
| Contact Information (Email, Phone) | Yes | Communication, service notifications, marketing (opt-out available) | Service providers (e.g., statement delivery), legal requirements |
| Website Usage Data (IP address, browser type) | Yes (anonymized where possible) | Website improvement, security monitoring | Analytics providers (anonymized) |
Advia Credit Union collects information you provide on applications, details about your transactions, and data from consumer reporting agencies. This includes identifiers like your name, address, and Social Security Number, as well as account numbers and transaction history, all necessary for providing financial services.
Advia Credit Union uses your information primarily to process your financial transactions, service your accounts, and comply with legal and regulatory obligations. We also use it to offer you relevant financial products and services, always in accordance with our privacy policy and your preferences.
Advia Credit Union does not sell your personal information. We only share it with trusted third-party service providers who assist us in delivering services, or when required by law. These third parties are contractually bound to protect your data and use it only for specific, authorized purposes.
Advia Credit Union implements a range of security measures, including encryption for online transmissions, strict access controls for employees, and regular security audits. We also use advanced fraud prevention systems to safeguard your accounts and ensure the confidentiality of your information.
You can typically review and update your personal information by logging into your online account or by contacting Advia Credit Union directly. We are committed to ensuring the accuracy of your data and will assist you in making any necessary corrections.
Advia Credit Union